serves as the director of the Ohio Department of Insurance, and with the recent
severe weather and flooding around the area, we asked her what advice she had
for people who have suffered through this most recent round of weather.
thing an individual should do, of course, in any situation where it’s a weather
condition, is to make sure you and your property are secure and safe,” Taylor
says. “Then, you should contact your
insurance agent immediately so that you can begin the process of getting your
claims done and getting the money so you can start rebuilding if necessary, or
repairing where necessary. In flooding
situations, there’s special flood insurance that, hopefully, individuals are
repair process gets underway, people need to be on the lookout for possible
scams to arise. Taylor says as you look
for people to do work, make sure they are reputable.
if they are registered with the Better Business Bureau, doing a little homework
up front,” Taylor explains. “You
certainly never want to completely pay a contractor until they’re completely
done with the work – so they don’t half finish and run off. You want to be there. You want to get your estimate. You want to physically be there when they see
the property and give you an estimate.
And, make sure they are staying on track on and on progress. Unfortunately, we have situations where
scammers come into areas that have been hard hit by natural disasters. We want to make sure Ohioans are aware that
they do come, but there are ways they can protect themselves.”
She says if
you have questions about insurance, to call your agent or the Ohio Department
of Insurance consumer hotline at 1-800-686-1526.